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Beginner's Quick Investment Guide

Quick Investment Guide and Strategies for Beginners 2025

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Ever feel like everyone’s talking about stocks, mutual funds, and market trends—but you have no idea where to start investment? You’re not alone. The world of investing might seem intimidating at first, but it doesn’t have to be. By the end of this blog, you’ll have a solid understanding of the basics, the confidence to take your first step, and the tools to make your money work for you—not the other way around. Why Not to Choose Bank Fixed Deposits (FDs)? Every year, the prices of things we buy—like food, clothes, and services—go up a little. This is called inflation, and it usually stays between 3% to 6% in India. Now, let’s say you put ₹100 in a bank FD and the bank gives you 6% interest. After one year, you’ll have ₹106. But at the same time, if inflation also goes up by 6%, then something that cost ₹100 last year will now cost ₹106. So even though your money increased, its buying power stayed the same. And on top of that, you’ll pay tax on the FD interest, which means you actually get less than 6% in your hand. In short, Bank FDs don’t really grow your money—they just try to keep up with rising prices. That’s why it’s important to invest your money wisely, so it grows faster than inflation and increases in value over time. Now, you might be thinking, “Sure, FDs are safe, but the stock market is risky.” That’s true—but not entirely. With just a little knowledge and smart decision-making, you can easilyearn returns that are significantly better than bank FDs. Where to invest? What is Investment Mantra? Your investment plan will depend upon factors such as the reason for savings, investment time, risk appetite, investment amount and market conditions. Now, let’s look at the investment options. 1. Index Funds We can call it the perfect retirement fund. With an average compound interest of 12-15 percent over the past 30yrs (11.5 over the past 22 yrs). It’s expected that it’ll keep following the same pattern and keep rising at this rate. But it’s to be noted that unlike bank the 12-15 percent is not assured here. If you invest when the market is red, then you’ll generate much more returns than the average and vice versa if you invest in it when the market is already at its peak then you may have to suffer losses in short term. But in the longer run, if you’re investing every month some amount then you’ll have a massive corpus in the longer run. For example, if you save ₹10,000 now then with 12 percent of average return over 30yrs, it’ll become 3 lakh rupees. That’s the power of compounding. You can play with numbers on a compound interest calculator over internet. So, index funds are great for the people who don’t want to take much risk with their money and are planning to stay invested for a longer period of time. This way they can beat inflation and also generate decent amount of returns which majority of well managed mutual funds are not able to beat in the longer run. UTI NIFTY 50 INDEX FUND is one of the best index funds available in the market. Nifty 50 represents the biggest 50 companies of India listed on the National Stock Exchange. It’s called Index Funds because these big companies tell us the overall condition of the market, if they’re doing good then we can rightfully assume that other companies are also doing great, and nation’s economy is growing. When your money is always invested in only the top 50 companies of the nation, you must be assured that your money will grow and give you massive returns overtime as India is still developing. 2. Sovereign Gold Bond Gold has been the most trusted asset over the centuries. The trust people have on gold is still unmatched. Gold prices have been growing crazily over the decades with an average compounded growth of 8-12 percent (11.2 percent in the last 20 yrs). Gold as an ornament and gold as an investment are two completely different things. Many of our parents still see the physical gold as a good investment option. Considering the making charges and GST, the physical gold is not a good investment option. Instead, there is a better way to invest in gold i.e. Sovereign Gold Bond (SGB). 3. Mutual Funds vs SmallCase Mutual Funds: A mutual fund is like a group investment where many people put their money together. A professional fund manager uses this money to buy stocks, bonds, or other assets. You don’t need to worry about what to buy—they manage everything for you. SmallCase: Smallcase is a modern way to invest in the stock market. It’s a ready-made basket of stocks or ETFs built around a theme like “Top 100 Companies” or “Green Energy.” You get to see exactly what you’re buying and can make changes if you want. Our recommended Smallcase – TM Flagship Fundamental by Teji Mandi (Motilal Oswal). I understand, but I can’t wait for 30 years or even 5 years— I have less time and want higher returns. We get that, but if we’re looking for returns greater than that, we’ll need to invest in a market that’s more volatile. 4. US Market Thanks to apps like INDmoney, investing in the U.S. stock market from India is now easier  than ever. You can buy shares of companies like Apple, Tesla, Microsoft, and Amazon — straight from your phone. But instead of focusing on the usual big names, let’s talk about something a little different — and potentially more rewarding. Our pick: TQQQ. What is TQQQ? TQQQ (ProShares UltraPro QQQ) is a leveraged ETF that aims to give you 3x the daily return of the Nasdaq 100 Index — which includes top tech stocks. If the Nasdaq-100 goes up 1% in a day, TQQQ tries to go up 3%. But if it drops 1%, TQQQ could fall 3%.

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is feminism needed for today

Is feminism needed today?

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Let’s start with a basic question. What is the difference between a man and a woman? The answer depends on the place they are in. Let me explain. Both of them are humans, and somehow or other, they are equally capable. The only difference between a man and a woman is their reproductive organ. Now, what’s the use of reproductive organs? to procreate and bring new life to this planet. It means that the role of gender is very limited. In the case of human relationships, there’s only one that has something to do with gender, and that too for a short period of time. In all other relationships, including friendships, there’s no role for gender to play. In an office, workplace, or educational institution, gender has no role to play. But we see it playing a prominent role in our society.  Some men claim that they’re superior and strong. On the other hand, women are fighting for women’s rights. I’m not saying that they’re doing something wrong. My only point is that the human mind understands things through dissection or differentiation. But in reality, the difference doesn’t exist, be it between white and black, men and women, or other so-called different castes, creeds, classes, etc. We’re all humans, and for the ones who have a higher level of understanding, we’re part of creation or life energy. The way to achieve equality is not by creating further differences but by including everyone. We give preference to different castes, genders, etc. and expect inequality to end. This is not how it works. It may be a good temporary solution. But if we want equality in the true sense, then these differences must end. It can only happen when people get the right guidance and education. I have seen students standing outside of schools and referring to girls as “maal,” which translates to “an object.” When these kids grow up with such a mindset, we see domestic violence, rapes, and other crimes against women. Hence, my humble request through this blog is that let’s together fight against the differences, uprooting the orthodox and suppressing societal frameworks, but with a caution that our efforts don’t further divide the society. Moreover, wisdom doesn’t come from knowledge and the accumulation of facts; it has to be gained through experience. We need to develop wisdom in the present and upcoming generations for a permanent solution to these problems. Read the blog below to get insights on it. Link – https://foxfoster.com/saraswati-puja-from-darkness-to-enlightenment-inner-enginnering/ Aditya Roushan Blogger

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Saraswati Puja - From darkness to enlightenment

Saraswati Puja – From darkness to enlightenment | Inner Enginnering

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Suppose one has financial literacy, digital literacy, or a PhD in some domain. We would call such a person knowledgeable. But if that person starts to think highly of himself because he accumulated something more than someone else, then he is super foolish. In reality, we are all foolish people who know nothing. Just go out in a garden and have a look at the big creatures, trees, leaves, ants, air touching your body, your breath, and so on. What do we know about them apart from their physical nature, which we have known through dissection or some other means? Do we know how life functions? Forget functioning; we don’t know what life is. Today is Saraswati Puja: she’s revered as the goddess of yoga, music, and art. The term “Vidya” comes from the word Veda. Veda is basically a repository of the knowledge gained through spiritual experiences by our sages. In short, Vidya means spirituality. It is a technology that, when used correctly, leads to the experience of Bramha, or “self.” When someone experiences himself or herself, then that person has the experience of the entire universe and beyond it, which are non-physical dimensions, as said in the Vedic and Yogic texts. So, in this full context, I pray that Maa Saraswati, the form of the creator, blossoms within you and encourages you to experience life to its fullest potential. I’m sharing a link for you to begin your spiritual journey or the journey of non-physical or beyond life and death. Inner Engineering Online: https://innerengineering.sadhguru.org/hi/online#online_enroll Note: I, as the writer or Foxfoster, will not be benefited in any way if you enroll in Inner Engineering. It is just the taste of immense joy I have received because of it that led me to share this link. Moreover, there is no personal bias toward the Isha Foundation; it is just because my spiritual journey began here. The initial programmes at Isha cost some money because not everyone is equally dedicated. It takes a lot of energy to initiate someone into a spiritual process. If someone is not serious about it, then because of him/her, the one who’s initiating may get harmed. The advanced programmes at Isha are always free because, until then, your dedication is tested. So, don’t let the initial fee stop you. The returns on physical, emotional, and other spiritual aspects will be immense, and you will thank this blog later. I can assure you of it because of my eight months of experience with inner engineering practices.Happy Saraswati Puja!Namaskaram  Aditya Roushan Writer Also Read Important certifications in cybersecurity 2023 Role Of Cybersecurity In Crypto Currency. Best Upcoming Phone In October What Is Ethical Hacking | Ideas, Scope And Limitations Of Ethical Hacking How To Protect Yourself From Becoming Victim Of Cyber Threats How To Spot Fake News On WhatsApp?

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cyber security

How to start a career in cyber security, roadmap and future opportunities

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As the world becomes increasingly digitized, the importance of cyber security has grown exponentially. With data breaches and cyber-attacks becoming more common, it’s important for individuals and businesses to understand the basics of cyber security and how to protect themselves. In this article, we will discuss how Indian people can start learning about cyber security in 2023. Understand the basics: Before diving into the more advanced aspects of cyber security, it’s important to understand the basics. This includes understanding common security threats, such as malware, phishing, and social engineering, as well as basic security concepts, such as encryption and authentication. Learn about different security protocols and standards: Cyber security is a field that’s constantly evolving, with new protocols and standards being developed all the time. It’s important to stay up to date on the latest developments in the field, such as the latest encryption algorithms, authentication methods, and security frameworks. Get hands-on experience: The best way to learn about cyber security is to get hands-on experience. This can be done by participating in online security challenges and competitions, or by setting up your own virtual lab to practice different security techniques. Take a course: There are many online and offline courses that are available for people who want to learn about cyber security. These courses can provide a structured learning experience and help you gain a deeper understanding of the field. Join a community: Cyber security is a field where professionals share knowledge and collaborate to make the digital world more secure. Joining a community of like-minded individuals will help you stay up to date on the latest developments and provide you with an opportunity to network with other professionals in the field. Learn about Indian laws and regulations: India has its own set of laws and regulations related to cyber security, and it is important to be familiar with them. Seek certification: While certifications are not mandatory, they can help you demonstrate your knowledge and skills to potential employers. Certifications like Certified Information Systems Security Professional (CISSP), Certified Ethical Hacker (CEH) and many more are widely recognized in the industry. conclusion: Cyber security is a rapidly growing field with a high demand for professionals. By understanding the basics, staying up to date on the latest developments, getting hands-on experience, taking a course, joining a community, learning about Indian laws and regulations and seeking certifications, Indian people can start learning about cyber security in 2023. Remember that it is a long journey but with patience and persistence, you can become a cyber security expert. Also Read Important certifications in cybersecurity 2023 Role Of Cybersecurity In Crypto Currency. Best Upcoming Phone In October What Is Ethical Hacking | Ideas, Scope And Limitations Of Ethical Hacking How To Protect Yourself From Becoming Victim Of Cyber Threats How To Spot Fake News On WhatsApp? Roadmap A roadmap for cybersecurity in 2023 would involve a combination of the following steps: Continual education and training: As the field of cybersecurity is constantly evolving, it’s important to stay current with the latest developments, threats, technologies, and best practices. This can be achieved through ongoing education and training programs, such as attending conferences, workshops, and webinars, reading industry publications, and taking relevant certifications. Implementation of multi-factor authentication:  With an increasing number of data breaches and cyber-attacks, it’s crucial to ensure the security of login credentials. Multi-factor authentication, which involves using multiple methods of verifying a user’s identity, such as a password and a fingerprint or a token, can provide an extra layer of security. Emphasis on cloud security:  As more and more companies are moving their data and applications to the cloud, it’s essential to ensure the security of cloud-based systems. This includes implementing best practices for securing cloud infrastructure, such as encryption and access controls, and regular monitoring and testing of cloud environments. Adoption of Artificial Intelligence and Machine Learning:  With the increasing complexity of cyber threats, AI and ML can help organizations to detect, analyze, and respond to cyber threats more effectively. AI-based threat detection and response systems can help organizations to identify potential threats in real-time and respond to them quickly. Focus on IoT security:  As the number of IoT devices continues to grow, it’s important to ensure the security of these devices. This includes implementing security measures such as encryption, secure firmware updates, and regular monitoring and testing of IoT networks. Emphasis on incident response planning:  Having a robust incident response plan in place is crucial for organizations to respond quickly and effectively to a cyber-attack. This includes regular testing and updating of incident response plans, as well as training employees on how to respond to a cyber-attack. Compliance with laws and regulations:  Cybersecurity laws and regulations are constantly changing, so it’s important for organizations to stay up to date with the latest legal requirements, such as the General Data Protection Regulation (GDPR) and Cyber Security of Critical Infrastructure (CSCI) in India. In summary, this roadmap is designed to help organizations to stay ahead of the curve in the constantly evolving field of cybersecurity. By continually educating and training employees, implementing multi-factor authentication, focusing on cloud security, adopting AI and ML, focusing on IoT security, having a robust incident response plan, and complying with laws and regulations, organizations can better protect themselves against cyber threats in 2023. Future opportunities The field of cybersecurity is rapidly evolving, and there are a number of future opportunities in the field that are worth considering: Artificial intelligence and machine learning: With the increasing complexity of cyber threats, AI and ML can help organizations to detect, analyze, and respond to cyber threats more effectively. Opportunities in this area include the development of AI-based threat detection and response systems, and the use of ML algorithms to identify patterns in large sets of data. Cloud security: As more and more companies are moving their data and applications to the cloud, there is a growing need for experts in cloud security. Opportunities in this area include the development of security

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Flying Schools

Top 12 Flying Schools In India

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Flying Schools In India Indira Gandhi Rashtriya Uran Akademi (IGRUA) Madhya Pradesh Flying Club (MPFC) National Flying Training Institute (NFTI) Ahmedabad Aviation & Aeronautics Ltd. (AAA) Bombay Flying Club Rajiv Gandhi Aviation Academy Government Flying Training School OFAA – Orient Flights Aviation Academy Indian Aviation Academy Adventure Flight Education Private Limited, Bangalore Asia Pacific Flight Training Academy Bihar Flying Institute National College of Aviation Indra Gandhi Rastriya Uran Akademi Established in 1985 Indra Gandhi Rastriya Uran Akademi is situated in Raebareli ,U.P Contains 24+ Aircrafts,4 multi engine Admission through IGURA: Entrance test conducted by them in every city of India and the difficulty level is medium to hard . More often Pilots of this Academy are chosen for Public sector airlines -Air India for their aircraft Approved Courses Following Professional Courses, duly approved by Director General of Civil Aviation, Govt. of India are offered to students to avail benefits / subsidy by banks: Ab-initio to Commercial Pilot Licence (CPL) coupled with Instrument and Multi Engine Endorsement alongwith an option for BSc (Aviation) degree. Simulator training as per candidates requirements. Multi Engine endorsement. Instrument Rating . License issue/ renewal tests and License endorsement checks. Ab-initio to Commercial Pilots License (CPL) course for foreign nationals as per Regulatory requirements in their respective countries Specifically designed training courses for Indian Navy and Indian Coast Guard Pilots. CRM Workshop Multi-Crew Co-operation (MCC) Course AELP Training and Testing course Fees Structure The Course Fee for Ab-initio to CPL Course with I/R and multi-engine endorsement is Rs. 45,00,000 and no GST is applicable on the same at present. Additional expenditure for about Rs. 2.00 Lac is payable towards cost of Uniform, Study Material, Navigation Computer, Headphones, Personal Accident Insurance Premium etc. DGCA/ RTR Examination and License fee will be payable by the trainee directly through Debit/Credit Cards or Internet Banking. In addition, for those enrolling in BSc Course, University & Examination fee will be extra as applicable. Separate Hostels for Boys and Girls are provided on twin sharing basis against subsidized charges of Rs. 1500 per month. Eligibility for the course is: Age limit – 17 years old Intermediate (10+2) graduate with English, Physics, and Math 55% aggregate marks in Physics and Math Note: SC/ST/OBC/EWS candidates will be provided with 5% relaxation in total aptitude. INR 42,00,000 -Tuition fee (need to be paid in four-quarterly in 1-year) NR 2,00,000 – Additional fee (Uniform, Headphones, Navigation tools, Study Material, and more) IGRUA is a premier flying training institute in India. They have a good reputation. Air India does conduct campus interviews at IGRUA. More IGRUA students find jobs with the airlines than any other school in India. This might be due to the fact that IGRUA filters the students at the time of selection, has a good ground school, nice fleet and experienced ground and flight instructors. However, at the end of the day, the applicants still need to pass the written exams, psychometric battery tests and interviews conducted by the airlines. So it is inevitable that some will take longer than others to find a job. Is it worthwhile studying at IGRUA? If you are serious about being a commercial Pilot, the best flying academy in India is IGRUA. IGRUA is a government body which offers courses such as ab-initio to Commercial Pilot License (CPL), simulator training as per candidate’s requirements, multi-engine endorsement, instrument rating, CRM workshop, The aircrafts used for training at this institute are TB-20, Zlin, DA-40 and DA-42. Our Late PM, Rajiv Gandhi laid the foundation stone for IGRUA in 1985. Before joining politics Rajiv Gandhi worked as a Pilot with Indian Airlines. Candidates are shortlisted for selection on the basis of a two hour written test followed by a pilot aptitude test. Once a candidate clears these two rounds they are eligible to appear before an interview panel which consists of representatives from NACIL, DGCA, a psychologist and IGRUA examiners. The Advertisement for Ab-initio to CPL course is scheduled for release in National News Papers/ website in April every year. The Ground training is imparted up to ATPL standard and flying training to meet CPL requirements as stipulated by DGCA. The Course Fee & other Charges The Course Fee for Ab-initio to CPL Course with I/R and multi-engine endorsement is Rs.  42,00,000 Additional expenditures for about Rs. 2.00 Lac is payable towards cost of Uniform, Study Material, Navigation Computer, Headphones, Personal Accident Insurance Premium etc. DGCA/ RTR Examination and License fee will be payable by the trainee directly through Debit/Credit Cards or Internet Banking. In addition, for students enrolling in BSc Aviation Course, University & Examination fee will be extra as applicable. Also Read what is ils and how does an ils work? all about flight crew in india. from zero to a commercial pilot in india. how to become a commercial pilot in india? | what is conventional pilot programme? how to apply for a pilot computer number(pcn) at dgca india. Madhya Pradesh Flying Club (MPFC) About Mpfc It was on October 9, 1951, when the club came into existence. The Club has set numerous records among all the Flying Clubs ever since the beginning of its operations in August 1955. For over 24 years, from 1958 to 1982, the club successfully maintained and operated aircraft belonging to the MP State Government. In the face of aggression in 1962, the club trained Indian Air Force Pilots for their initial flying. Once again during the 1971 aggression, the club offered services of its aircraft and maintenance staff to the Indian Air Force. The Club started its satellite base at Bhopal in 1958 to train candidates and also provide services to the MP State Government. National Flying Training Institute (NFTI) It was established in 2007, CAE Gondia, and It is also known as National Flying Training Institute (NFTI) is a joint venture between CAE and the Airport Authority of India (AAI). CAE Gondia’s pilot training programs provide high quality and focused ab initio training to aspiring airline pilots. Our programs combine premier ground

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mars

Why Is NASA trying to crash Earth on Mars?

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SHIELD is an idea for a Mars landing that would allow low-cost missions to reach the planet’s surface safely by employing a collapsible foundation to absorb impact. California Academy of Sciences, inc. The SHIELD Experimental Landing Vehicle is designed to absorb high-energy shocks, such as those experienced in the vehicle’s crash zone. Mars was visited nine times, each time using cutting-edge parachutes, massive airbags, and jetpacks to safely land on the surface. Engineers are now investigating whether crashing is the quickest way to reach the Martian surface. An experimental lander design known as SHIELD (Simplified High Impact Energy Landing Device) would use an accordion-like, collapsible base that functions like a car’s crumple zone and absorbs the energy of a severe impact, as opposed to slowing a spacecraft’s high-speed descent before touching down. The new design might significantly lower the cost of landing on Mars by streamlining the terrifying entry, descent, and landing procedure. Additionally, it might increase the range of potential landing pages. With the help of a collapsible, shock-absorbing foundation that could safely fall into the Earth, the SHIELD Mars landing concept might enable low-cost missions to travel to the Martian surface. NASA should be credited. JPL-Caltech According to SHIELD’s project manager Lou Giersch of NASA’s Jet Propulsion Laboratory in Southern California, “We think we could go to more hazardous locations, where we wouldn’t want to risk trying to deploy a billion-dollar rover with our existing landing systems.” “Perhaps we could even land many of these to create a network at other hard-to-reach sites.” >> Get Best Information And Knowledge At: https://foxfoster.com/information/ Vehicle Crashes and Mars Landings Work completed for NASA’s Mars Sample Return campaign had a significant influence on much of SHIELD’s design. The Perseverance rover is collecting rock samples in sealed metal tubes as the initial phase in that campaign. In the future, a spacecraft will safely crash land in a barren area while transporting those Martian samples back to Earth in a small capsule. Engineers began to question if the fundamental concept was reversible after researching methods for that procedure, according to Velibor Cormarkovic of the SHIELD team at JPL. “Why can’t you land something heavy on Mars, he asked, “if you want to land something heavy on Earth?” If we can successfully land on Mars, we will know SHIELD is able to function on planets or moons with thicker atmospheres.” On August 12, this SHIELD prototype base was tested in a drop tower at JPL to simulate the impact it would experience landing on Mars. SHIELD is a collapsible Mars lander that would allow a spacecraft to intentionally crash land on the Red Planet, absorbing the impact. NASA, JPL, and Caltech Engineers had to demonstrate that SHIELD can shield delicate electronics during landing in order to determine whether the theory would actually operate in practise. The scientists tested the durability of Perseverance’s sample tubes in a hard Earth landing using a drop tower at JPL that stands over 90 feet (27 metres) tall. It has a massive sling, known as a bow launch mechanism, that can launch an item onto the surface at speeds comparable to those experienced during a landing on Mars. Cormarkovic previously tested vehicles that had crash dummies for the automotive sector. Some of those tests involve crashing the cars into a wall or other deformable obstacle while they are being pulled along on sleds at high speeds. There are several methods for accelerating the sleds, including using a sling similar to the bow launch system. “The SHIELD tests we’ve done are kind of like a vertical version of the sled tests,” Cormarkovic explained. “However, rather of hitting a wall, the abrupt stop is caused by a smash onto the ground.” Fantastic Success On August 12, the crew convened at the drop tower with a full-size prototype of SHIELD’s foldable attenuator, an impact-absorbing inverted pyramid made of metal rings. To simulate the electronics carried by a spacecraft, they hung the attenuator from a grapple and inserted a smartphone, a radio, and an accelerometer. They were perspiring as they saw SHIELD gradually ascend to the tower’s peak. >> Best Tech News:  https://foxfostertechnology.com/tech-news/ A bow launch system on this drop tower at JPL can propel test objects 110 mph into the ground, simulating the forces they would encounter during a Mars landing. NASA/JPL-Caltech credit Another SHIELD project participant at JPL, Nathan Barba, commented, “Hearing the countdown gave me goosebumps.” The entire team was eager to find out whether the prototype’s items would withstand the impact. The bow launcher blasted SHIELD into the ground at about 110 mph after only two seconds of waiting (177 kilometres per hour). After being slowed down by atmospheric drag from its initial speed of 14,500 miles per hour (23,335 kilometres per hour) as it enters the Mars atmosphere, that is the speed a Mars lander gets close to the surface. The “landing zone” for prior SHIELD experiments was made of soil, but for this test, the crew simulated a landing on Mars by placing a steel plate on the ground that was 2 inches (5 centimetres) thick. SHIELD was hit with a force of about 1 million newtons, which is equivalent to 112 tonnes smashing against it, according to the onboard accelerometer. SHIELD impacted at a slight angle, then bounced about 3.5 feet (1 metre) into the air before flipping over, according to high-speed camera footage of the test. Since there was no bounce in the earlier testing, the team thinks the steel plate is to blame for the bounce. When the team opened the prototype to retrieve the simulated electronic payload, they discovered that the onboard devices, including the smartphone, had survived. “The only hardware that was damaged were some plastic components that we didn’t mind,” Giersch explained. “This test was a success overall!” The next step will be to design the rest of a lander in 2023 and see how far their concept can go. Thanks For Reading

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jems webb telescope

What Is the James Webb Space Telescope? Details

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JAMES WEBB TELESCOPE & ANOTHER EARTH… Recently NASA put the image taken by the James Webb space telescope in the public domain. These are truly mesmerizing and unprecedented photos which tell us interesting things about the universe. One of these photos gives us the oldest glimpses of the universe. We can watch up to 13.1 billion years in the past. In another, we discovered an alien exoplanet where water or H2O, has been found. Let’s try to understand this new discovery…. James Webb Space Telescope is the largest and most powerful space science telescope ever built. Every image is a new discovery, and each will give humanity a view of the universe that we have never seen before. And so, the web is able to look at the formation of the first stars and the first galaxies. The web is tremendously exciting. Light from other worlds, orbiting stars, far beyond our own. It’s astounding me in many ways.” All about the James Webb Space Telescope This James Webb Space telescope cost about 10 billion dollars.  NASA spent almost 25 years working out on its design and development. and most interestingly the spot where this telescope is located currently, it is operating at the temperature of – 266.75°Celsius. It is so cold that it is almost at the absolute zero temperature of -273° Celsius, temperature cannot fall beyond this. It is only a few degrees warmer than the absolute zero temperature. To maintain this temperature, the James Webb Space Telescope rotates around the sun. About 1.5 million km from Earth, there is a point known as the l2 point there as it is always in the earth’s shadow in the way that it can safely orbit the sun. As you can see in the picture below, to block out the rest of sunlight a sunshield has been attached behind it. It is nearly as big as a tennis court. Do you know what the focal length of this telescope is?… Those of you who use DSLR cameras as a hobby would know the lens of those cameras usually has the focal length somewhere around 24 mm, 35mm or 50 mm. the focal length of James Webb Space Telescope is more than 2500 times of a DSLR camera which is 131.4 meters. Its men’s mirror weighs around 705 kgs. Photos taken by James Webb Space Telescope  Let me tell you this is our electromagnetic spectrum, photo : Nasa Different electromagnetic waves have different wavelengths. In it, a tiny spectrum of visible light that can be seen. the light which we can see without naked eyes. The rainbow colours which are VIBGYOR-violet, Indigo, blue, green, yellow, orange, red. The wavelength ranges from 0.38 to 0.7 micrometer. The wavelengths higher than red are known as infrared, and the wavelength on which this James Webb Space Telescope can take pictures ranges from 0.6 to 28 micrometres. Basically, this telescope works with the infrared part. Its advantage is that you can look through the gases and clouds, because of the larger wavelength of the infrared. When the wavelength is longer than it is easier to go through the objects. Such as the Radio waves, whose wavelength is in kilometres, we can listen to them with the help of the radio, those waves can pass through our homes and walls. Two infrared cameras are mounted in this telescope… 1. The Near Infrared Camera (NIRCAM) To capture the sorter infrared wavelengths 2. Mid-Infrared Instruments (MIRI) To capture the longer infrared wavelength. The photos can be different depending on which camera is used. Look at the photo below, this photo of SOUTHERN RING NEBULA is taken by NIRCAM. When these photos were released by NASA it went viral on social media. Photo: images4.fanpop.com Also Read: Poco m5 price and full Specifications How to automatically delete unnecessary emails from your Gmail  How To Make Upi Payments Without an Internet Connection? How To Spot Fake News On WhatsApp? But the same photo was taken by the MIRI cam as well and the same thing looks like this on the MIRI cam. The dust clouds which were visible in the picture by NIRCAM don’t show up much on the MIRI cam because the wavelength of the MIRI cam is more so it is easy for it to get through the objects. In both the pictures taken by NIRCAM and MIRI cam, we are seeing the death of a star. two stars orbiting around each other, the more shining star is at the early stages of its life, and the dimmed star is dying. While dying the last thousands of years, this star has been releasing clouds of gases and dust. Nebula is the planetary of cloud of gases and dust and because the two stars are orbiting each other, the cloud keeps getting swished around. In the NIRCAM photo, you can see only one star but in the MIRI cam photo the cloud is quite muted and you can clearly see the two stars. ● Photos released by NASA 1. A PHOTO OF DEEP FIELD SMACS 0723 – The first photos released by NASA was this one, a photo of DEEP FIELD SMACS 0723 by NIRCAM Photo: webbtelescope.org This photo gives you a glimpse from 13 billion years ago. In this photo we can basically see a galaxy cluster SMACS 0723. The galaxies closer to our camera have a high gravitational force such that they are distorting the light coming behind them. it creates a magnifying glass of sorts. This phenomenon has been named Gravitational lensing. With its  help we can see objects behind it. It isn’t a photo which was simply clicked by the telescope as is, it took 12.5 hours to take this photo. Actually, the telescope had to take several different images at different wavelengths and later combined them and we are now seeing this combined photo. In this the galaxies that appear redder in colour are farther from us. the redder the galaxy, the farther it is. 2.

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srilanka crisis

Why Sri Lanka is facing one of its worst economic crises

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Bankrupt Sri Lanka urges its citizens from abroad to send some home cash. Fitch places 13 Lankan banks on rating watch negative. Sri Lanka is found to default on 51 billion dollars as external debt. The stable in island paradise. There is no food. 500,000 Sri Lankan’s have fallen into poverty in recent days. There is no fuel, and there are no medicines. Critical surgeries have been cancelled. Doctors say that the economic crisis may kill more Sri Lankan than the covid did. There are daily power blackouts and wide-scale protests on the street. What is happening in Sri Lanka is much more than an economic crisis. It is a humanitarian crisis. And the question is how did it happen? How did columbo lose all its money? People stand in a queue to buy kerosene oil used in cooking stoves in Colombo on August 31, 2021 following Sri Lanka’s declaration of state of emergency over food shortages as private banks ran out of foreign exchange to finance imports. Credit: AFP The Lankan crisis has numerous explanations. This is a problem in the country’s policy. And then there is politics, One fact is beyond Sri Lanka’s control which people call fate. And the other cause is China. It is the root cause of many problems in Sri Lanka and elsewhere. One by one let’s know all the points in detail: – Also read >> WHY INDIA HAS ZERO PROBABLITY OF RECESSION? What is happening now is the result of years of Miss management.  You see there is a fundamental problem with Sri Lanka. It imports more than it exports. It spends more than it earns. There is a trade deficit. There is also a budget deficit. This double debt is a perfect cause for a big disaster. Sri Lanka’s response to these disasters has been disastrous, instead of trying to narrow down the deficit the country expanded its debt. Colombo borrowed heavily from countries and agencies. Today Sri Lanka’s debt to GDP ratio is 111% meaning it owes more than it produces. In 2019 the Asian development flagged this problem, it said, “the country’s National expenditure is more than its national income, as well as its production of tradable products and services is not up to the mark.” 2019 was also the year when Rajapaksa was campaigning for presidential elections. Among his election promises were deep tax cuts, basically, you vote me to power and I’ll ensure you that you pay less tax. Well, how will the country make money then, the voters never asked and go to beyond never bother to warn. On November 19 he was elected to office with more than 52% of the vote and a series of drastic tax cuts followed, rating agencies raised an alarm they realized Sri Lanka state coffers will soon be bleeding and the country may soon run out of money. So, Lanka was downgraded to nearly default levels as a result investors fled the country and it became difficult for Sri Lanka to access international markets. But Gotabaya was not done, he made another blunder in April 2021 he banned all the chemical fertilizers, and why then good for health he said. Critics rolled their eyes and they realized the real problem was not health but a shortage of dollars, Sri Lanka was saving foreign reserves by banning the import of fertilizers. This decision was killing farm output. White rice is a staple in Sri Lanka, its production fell by 50%, around June 2021 Sri Lanka was forced to import rice, something like this had not happened in years. Economic crises in Sri Lanka | AP Photo/Eranga Jayawardena In July came the worse news: Sri Lanka banned the import of luxury goods and by now the country was scrambling to save dollars. Headlines of newspapers of Sri Lanka made it clear that Sri Lankans needed to brace for the storm. Well one could also say that Sri Lanka walked into this storm to an extent what’s happening now is Gotabaya and the company’s brand of politics backfiring. This Rajapaksa family’s return to power was only due to the support of Sinhala Buddhists. The Rajapaksa tried extra hard to not lose their support. In the last 3 years, Sinhalese sentiments were kept in mind while making decisions involving national and international affairs. From the Pro market approach, Sri Lanka turned to a welfare-driven mode. It invested in infrastructure because the Monks preferred this approach to development. Sri Lanka also was not interested in forming closer ties with India. The Rajapaksa moved closer to China. They always try to use bilateral debt to fund infrastructure and expand the Lankan military. Colombo bet on China to drive the Sri Lankan economy, China did send some money but it also spread a Wuhan virus. When Sri Lanka was never good with money it was China that insured Colombo goes bankrupt by 2019. Sri Lanka’s tourism sector was already suffering, the eastern bombings had scared Europeans who would holiday in the island nation, then came the Wuhan virus when borders closed, tourists completely stopped arriving in Srilanka and due to low tourism revenue from tourism started decreasing drastically. Sri Lanka depends on tourism for 13% of its GDP, tourists are also a source of foreign currency. In 2020 Sri Lanka managed to welcome just 173000 tourists, in 2018 the number was 2.3 million and by 2021 SriLanka’s tourism revenue was down to 2.8 billion dollars as against 7.5 billion dollars in 2019. The Wuhan virus also hit remittances. Lankans abroad stop sending money so in late 2021 the revenue from tax had fallen. Agriculture production which accounted for 8% of the GDP had also fallen. Tourism revenue had fallen so had remedies and to top it all there was a rising pandemic and foreign agencies were not lending money to Sri Lank what did Colombo do? so it turned to its neighbours. In June 2021 Bangladesh loaned Sri Lanka 200 million dollars, and in February

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degree verses skills

What is more important degree or knowledge?

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To be successful in life, a person should have knowledge along with degree. A degree without knowledge is as futile as knowledge without a degree. Everyone having knowledge may not have degree, similarly everyone having degree may not have knowledge. https://foxfoster.com/wp-content/uploads/2021/04/Students-63328-1.mp4 WHAT IS DEGREE? WHY IS IT IMPORTANT? A degree is an authenticate certificate by which one can get a job. It gives us confidence by which our personality gets enhanced. A person having a degree gets respect and reputation. Higher the degree, higher is the post and hence higher will be the package and status. Also, a person having a knowledge without a degree, won’t be hired by the anyone. For example‐ A person may be very good electrician but since he hasn’t any qualification, he won’t be called an engineer and won’t be hired by anyone instead of an engineer. We have heard from the very first day of our school that it’s important to score good to be successful in our lives. One common and admanent question asked by our parents to all of us is‐ How much have you scored? /What is your rank? It means, every single time, our degree is being asked by our parents and teachers. But But having a degree really guarantee a job? Is it worth it? There was a time when people were appointed for a job on the basis of their degree. But, nowadays, having a degree is no longer a guarantee to be successful. Let’s say you’re looking for a job, your first step for this would be to submit your resume and on the basis of your resume you’ll be get a call. Then, do they give you the joining letter on the basis of your degree mentioned in the resume? No, they don’t. Inspite of having your resume in hand, you’ll be called for an interview. So, why do they call for the interview round? Isn’t your degree sufficient yourself perfect for the post of that particular job? What do you think, why is it so? Because, knowledge is equally important. WHAT IS KNOWLEDGE? WHY IS IT IMPORTANT? Knowledge is the information acquired through the theoretical or practical understanding of something such as facts, skills, education or experience. A bit of paper cannot decide one’s knowledge. The limitation of a degree is that it doesn’t prove that you have knowledge. That’s why, job aspirants have to go through the interview round. It is knowledge which lifts up a person in his/her life. Knowledge is what helps you to achieve your target in the long run. One can take a first step without knowledge but in the long run, it’s not going to be fruitful for an individual. Suppose you’re selected for a job on the basis of your degree but you don’t have much knowledge, will you be able to continue to your job? Without knowledge, one can’t succeed in life, even the most successful persons‐ Elon Musk, Bill Gates, Steve Jobs, Jeff Bezos has not any degree or certificates, however they are the successful personalities. CONCLUSION: A degree without a knowledge is nothing but a mere piece of paper. Having knowledge doesn’t imply that you’ll have degree rather you will be a successful personality for sure. Degree has its own importance because today we’re living in a world where we need to prove ourselves. Many times, degree is needed to start the career. So, degree may be the first step for you to start, knowledge takes time but ultimately, it will take you to the final destination. Degree makes us to differentiate between the knowledge and information, on the other side, knowledge gives us wisdom and makes us to differentiate between right or wrong. “The larger the island of Knowledge, the longer the shoreline of wonder.” Thanks For Reading

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music

why is music important in our life?

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When you talk about music, what comes to your mind first? Definitely, your favorite song or the instruments which you like the most! It has been present in our lives from the day we are born. Now, Imagine a life without music. Wouldn’t our lives be boring without music? Well, I think that world will be like a stagnant water body. In my opinion, it’s not just a word of five letters, it’s a feeling. It is everywhere‐ in the pitter patter of raindrops, in humming tone of nightingale and cuckoo, in the thunder, in the sound of waterfall, in the whistle of the wind, in the sound of sea‐waves. It is something we need on a daily basis. So, music is an essential part of our lives. What is the Benefit of music? 1. An “Universal Language” There are certain feelings which we fail to express but through music it’s possible to express all types of feelings. It has the power to transform our moods as there are all types of music depending on the mood, we can listen to. There are emotions attached to every kind of music. 2. Power to make people happy Listening to the music on a regular basis can reduce chronic pain. If someone is healing from the injury or was in a surgery, music makes the healing process faster.. 3. Reduces Depression Music therapy is recommended for the people suffering from stress and depression. Research say that while it’s a acute level depression or mild level depression, our mind behaves positively by listening to the music. 4. Helps with Insomnia For the people suffering from Insomnia, music has a direct effect on the parasympathetic nervous system, which helps our body to relax immediately and fall asleep. 5. Improves Memory Music helps in increasing learning and remembering capacity. Music enhances learning and makes it more enjoyable. It is scientifically proven that music enhances brain functioning. Playing music uses many brain function simultaneously; motor control, hearing, sight, memory, imagination, etc. 6. Sparks the imagination Listening to the song you love takes you to the beautiful and peaceful world which shifts your mood and as a result creates images in our mind and also opens new ideas for us. Well, these were the effects that music has on all of us. Music has a very good impact in everyone’s life in different ways. It has the power to make all of us happy and this is the reason why people from all around the world love to play and listen to the music. CONCLUSION Music has the power to bring people together, express our feelings, reduce the pain, bring positivity in our daily life. It can instantly transform our emotions and most importantly‐ It stays with the people till the end of their lives; never leaves them alone whatever the situation may be! Thanks For Reading

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